PRS can arrange cover for luxury and high performance vehicles as part of a package together with other family cars generally as an extension to the household policy. As a result it is possible to benefit from wider cover and also a reduced premium based on a combined policy.
In relation to vintage and classic vehicles we usually place these policies separately with specialist insurers.
Please contact us to discuss your specific requirements.
What’s the challenge?
Being a relatively recent development means there are questions over the longevity of some modern methods of construction (MMC) materials. It’s unknown how they’ll withstand the effects of flooding, escape of water and fire damage, for example, or even how they’ll be affected by general wear and tear over the years.
This is why insurers are increasingly asking for greater detail when it comes to MMC, so we can gain a full understanding of a building’s construction and build an accurate picture of the risk exposure.