Individuals often require higher sums insured for their homes and possessions and they may discover that their insurer cannot provide the required limits under a standard policy. In addition premiums may prove excessive and the cover is subject to restrictive and unreasonable terms and conditions. In order to cater for these situations we can offer personal household insurance with wider cover at competitive premiums.
We operate with insurers who specialise in this sector and they appreciate the insurance needs and requirements of our private clients. We can arrange insurance on a combined basis covering buildings, contents, fine art, jewellery and travel on the same policy with one insurer or if it is in your best interests we will recommend separate policies with different insurers.
Key features and benefits:
- ‘All Risks’ cover for your buildings, contents, fine art and valuables.
- Wider cover than standard household policies.
- More extensive inner limits such as alternative accommodation, pedal cycles and items kept in the open.
- Flexible and helpful underwriting philosophy.
- No onerous conditions or warranties.
- Legal expenses with with 24 hour helpline service.
- Can include second or holiday homes.
- Annual travel insurance can also be included.
Please contact us to discuss your specific requirements.
Our Blog
Financial wellbeing and the cost of living squeeze
Laura Findlay from HR company IHRS (part of the UKGI Group) examines the impact of increases in the cost of living and financial wellbeing:
“In February, the cost of living was the highest it’s been in 20 years. So what is the impact on employee and employer wellbeing?
Many considerations need to be made in the current economic climate, and firms face the challenge of ensuring they make employee financial wellbeing a top focus while at the same time ensuring their businesses remain profitable during these uncertain times.