PRS was founded as an insurance broker with particular links to the construction industry and the director has over 30 years experience in this area. We have an extensive knowledge of the various forms of contract used within the construction industry and as such we are able to offer a review service to our clients. We do not regard any risk as too big or too small for us to help you with and we are particularly able to assist in the following areas:.
- Roofing Contractors
- Civil Engineering and Groundwork Contractors
- Demolition and Asbestos Removal Contractors
- General Builders and Design/Build Contractors
- Heating & Ventilating/Mechanical Services Contractors
- Electrical Contractors
- Architects, Surveyors, Engineers and other Professions & Consultants
- Property Developers, Investors and Managers
- Piling and Underpinning Contractors
- Scaffolding Contractors
- House builders
As specialist construction industry brokers we act for a large number of Contractors in these areas and we have access to competitive insurance facilities which enable us to provide a comprehensive service for these trades and the placement of a wide range of covers including but not limited to the following:
- Employers and Public Liability – including ‘hot work’, work at height and extensive depth limits.
- Products Liability – sales and supply
- Contract Works/Plant ‘All Risks’
- JCT Non- Negligence Insurance (Clause 6.5.1 or similar)
- Contract Performance Bonds
- Professional Indemnity Insurance
- Directors and Officers Liability Insurance
- Legal Expenses and Employment Law Protection
- Motor Fleet Insurance
- Property Combined Insurance
- Computer Insurance – portable and fixed equipment
Please contact us to discuss your specific requirements.
What’s the challenge?
Being a relatively recent development means there are questions over the longevity of some modern methods of construction (MMC) materials. It’s unknown how they’ll withstand the effects of flooding, escape of water and fire damage, for example, or even how they’ll be affected by general wear and tear over the years.
This is why insurers are increasingly asking for greater detail when it comes to MMC, so we can gain a full understanding of a building’s construction and build an accurate picture of the risk exposure.