PRS was founded as an insurance broker with particular links to the construction industry and the directors have over 30 years experience in this area. We have an extensive knowledge of the various forms of contract used within the construction industry and as such we are able to offer a review service to our clients. We do not regard any risk as too big or too small for us to help you with and we are particularly able to assist in the following areas:.
- Roofing Contractors
- Civil Engineering and Groundwork Contractors
- Demolition and Asbestos Removal Contractors
- General Builders and Design/Build Contractors
- Heating & Ventilating/Mechanical Services Contractors
- Electrical Contractors
- Architects, Surveyors, Engineers and other Professions & Consultants
- Property Developers, Investors and Managers
- Piling and Underpinning Contractors
- Scaffolding Contractors
- House builders
As specialist construction industry brokers we act for a large number of Contractors in these areas and we have access to competitive insurance facilities which enable us to provide a comprehensive service for these trades and the placement of a wide range of covers including but not limited to the following:
- Employers and Public Liability – including ‘hot work’, work at height and extensive depth limits.
- Products Liability – sales and supply
- Contract Works/Plant ‘All Risks’
- JCT Non- Negligence Insurance (Clause 6.5.1 or similar)
- Contract Performance Bonds
- Professional Indemnity Insurance
- Directors and Officers Liability Insurance
- Legal Expenses and Employment Law Protection
- Motor Fleet Insurance
- Property Combined Insurance
- Computer Insurance – portable and fixed equipment
Please contact us to discuss your specific requirements.
As a broker we have been asked why Contractors need to purchase Professional Indemnity Insurance. They don’t really understand how it might affect their contracting clients or what levels of cover they need. So, we thought we’d let you have some details of where their Public Liability Insurance would not cover claims that have occurred to help you explain the potential gaps in your cover.